Welcome to
MPHUNZITSI SACCO
Realise your dream
About Us
Mphunzitsi SACCO is a member owned cooperative which is regulated by Reserve Bank of Malawi and the apex body Malawi Union of Savings and Credit Cooperatives(MUSCCO). Its targeted members are employees who are on government payroll and the Private Sector.

#2025 MOTTO
Leveraging all our efforts towards growth
VISION
To be an excellent and fast growing financial cooperative in Malawi
MISSION
To provide affordable, innovative and convenient financial services for socio-economic well being of its members
Join us today

What we offer

Our Products
We offer a variety of products that are grouped into two: (i)Savings which fall into two categories Deposits & Shares and Fixed Deposits. (ii) Loans. We offer different types of loans that cater to the various needs one may have

Our Services
We have a wide range of services that best compliment our products such as Kangachepe Funeral Cover, which covers a Principle member, Spouse, 4 biological Children and Parents. You can also enjoy our Digital customer service systems such as SACCO Mobile Banking which allows our members to transact and check balances using mobile phone and SACCO M'manja where one can join as well as apply for a preferred loan type.